5 Key Steps to Long-Distance Caregiving 1. Establish AccessHaving good information channels and legal authority to make financial and health-care decisions is important for all primary caregivers, but it’s even more so for those handling care from a distance. Try to arrange as much as possible during an in-person visit, when you can work with your loved one to locate, organize and fill out necessary paperwork. - Start the money conversation. Discussing finances is often difficult, but you need to get the lay of the land. Devise a plan with your loved one for how to pay for health care and everyday expenses. Consider how much is on hand in savings and investments, the size of major payments such as housing, and whether your loved one has long-term care insurance.
- Request access to information. Ask whether your loved one can sign the forms or make the calls necessary to give doctors, hospitals and insurers permission to share information with you or another trusted family member. Don’t forget things like banks and utilities. You may end up becoming the bill payer.
- Address legal issues. If your loved one hasn’t yet designated a durable power of attorney for health care and financial decisions, ask whether you or some other trusted person can take on that role. If your loved one has no power of attorney and becomes physically or cognitively unable to choose one, the courts will have to step in.
- Know emergency basics. Can someone else get into the home in an urgent situation? Is an extra set of house or car keys stashed somewhere? Does the property have a burglar alarm, and what’s the code? Keep a friendly neighbor’s phone number handy and ask the neighbor to do the same with yours.
2. Create a teamWhile you can handle plenty of important tasks remotely, such as paying bills and ordering prescriptions, you’ll need others to be your eyes, ears and sometimes hands. It’s natural for long-distance caregivers to feel guilty about delegating certain jobs, but don’t try to do it all, especially if your loved one has more serious or complicated health issues. - Build your team. Beyond medical professionals, it’s important to reach out to friends, family and community groups to form a network of caregiving helpmates. Remember to consider your loved one part of the team.
- Determine roles. Ask what tasks, large or small, team members are willing and able to do. A neighbor might be happy to cut the lawn. Another family member might volunteer to drive to doctor appointments.
- Keep a roster. Compile a list of contact info for everyone and keep it up to date. The list should include hired helpers such as a housecleaner or dog walker. Be sure they know how to reach you as well.
3. Find a local coordinatorA local care manager who can supply local knowledge and help with caregiving logistics often can be useful. One option is to hire a reputable caregiving professional, often called a geriatric care manager, aging life care manager or eldercare navigator or coordinator. These professionals, often licensed nurses or social workers also can be valuable mediators or sounding boards when family members disagree on care decisions or you’re facing tough choices, such as whether it’s no longer safe for your loved one to live at home. - Discuss availability and areas of expertise. Certified care managers offer a wide range of services, from a few hours’ consultation to develop a care plan to fully managing your loved one’s care. That could include hiring and overseeing in-home caregivers and interacting with medical professionals, accountants and people with power of attorney.
- Consider cost. Care managers typically charge $50 to $200 an hour. Medicare does not cover this service, nor do most health insurance plans. But if you can afford it, an experienced manager may be able to save your family time, money and stress with even a brief consultation.
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